United Health Care Dental

About the Company
Who doesn’t know about United Health Care Dental? It is probably the largest dental insurance company that has the widest dental coverage. It is under the supervision of UnitedHealth Group, the one and only health carrier and the largest in the United States. A whopping 80,000 dentists nationwide are available serving 70 million Americans. The reason behind their success is their dedication, consistency and improvement in the products and services that they offer. They have received numerous awards in the healthcare industry because of their continuous commitment to their promise – that is to provide affordable health care benefits and make sure that they improve the quality of the services they offer by doing research on medical/technical advancements. Reaching out to communities is one thing that made them famous. They have several projects such as UnitedHealth HEROES that help overweight or obese youth combat this condition and UnitedHealthCare Children’s Foundation that gives grants to chosen individuals who are not able to get or not covered by their health plan.

Dental Benefits and Plans
There are quite a few types of dental plans available under UnitedHealthcare. For individual and families, there two categories to choose from, UnitedHealthcare Dental Premier and UnitedHealthcare Dental Value. The major difference is whether your dentist is part of their network or not. Of course, if your chosen dentist is not on their list, then you would have to pay more. This is what the Premier offers. For employers/groups, employees can choose from any of these plans. It can either be Indemnity, PPO, DHMO, Voluntary, Preventive, or In-Network Only.

This will be a summary of the coverage and its exclusions:
Coverage:
 Oral evaluations
 Routine cleaning
 Fluorine treatment (under 16 yrs. old)
 Routine X-rays
 Simple extractions
 Amalgam and direct resin fillings
 Stainless steel crowns (primary teeth)
 Space maintainers (under 13 yrs. old)
 Dental work repair (during 6-12months of damage)
 Root canals and pulpotomies (primary teeth)
 Gum disease and bone-supporting teeth
 Inlays, onlays, or veneers (once every 60 months)
 Bridgework (first installation)
 Dentures or overdentures (payable once in 5 years)
 Oral surgery

Exclusions:
 Orthodontia
 Implants
 Oral surgery (not under policy)
 Intoxication from illegal drugs
 Jaw/Joint problems
 Mouthguards; duplicate dentures
 Cosmetic dentistry
 Dental work replacement (can be done in natural function)
 Self-inflicted bodily harm
 Outside US (except emergencies)
 Congenital malformation
 Dislocation of facial skeletal tissue
 Alternative Treatment

For more information
Since UnitedHealthCare Dental has a nationwide coverage, information regarding every state differs. You can visit them here to choose which state you’re coming from and you will see different contact numbers for specific purposes. Their headquarters is located at 5901 Lincoln Drive, Minneapolis, MN 55436. You could reach them at 952-992-7777. Toll-free number is 1-800-328-5979.

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